Final Expenses Coverage, a good option for seniors and persons living with disabilities

Many people living in retirement are on fixed incomes. Which is why I recommend getting life insurance coverage before their next birthday, before rates are likely to increase. As an Insurance professional, assisting seniors with their health plan needs since 2006. I have discovered there people who in their 60's and older who didn't have life insurance at the time. I believe that having this coverage is important for families, so I always take a step outside of my comfort zone to ask this question...

If your death were to occur prematurely, where will your love ones get $10,000 to $15,000 to cover funeral plans, debt, income, food essentials, tuition, medication, etc.? If you don't have life insurance. Since getting life coverage is a choice, will you depart from life leaving it all up to your loveones to settle your estate's final expenses? Don't let your legacy be, "Our beloved who didn't have life insurance..." Trust and believe your family and friends will already have to come to terms with losing there beloved so and so... Without life insurance, your loveones may also have to come to terms with

liquidating their own assets outside of their financial plan. If liquidating assets is not possible, an underfunded GoFundMe account has happened, possibly asking for donations in public places or squash the possibility of this nonsense and leave a legacy of coverage planned right. -LPY-